First Time Home Buyer Austin

The Capable First Time Home Buyer Assistance, Knowledgeable Home Loan Specialist & Mortgage Lender In Round Rock, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 01/23/2020 and subject to change without notice."

Best Mortgage Rates in Round Rock Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Prodigy Lending Home Loans In Round Rock, Texas


Getting the finances to purchase your first home in Round Rock, consolidate your debts, or refinancing your existing loan can be a hard nut to crack. Nonetheless, all is not lost as you can seek the services of a lending company in the city. We here at Prodigy Lending Home Loans boast of being the leading lending agency in Round Rock. This has however not been handed to us on a silver platter, we have worked our way to the top by offering award-winning services and products. You can therefore never go wrong by choosing us to be your lender. We have within our team one of the best minds when it comes to mortgage and finance, thus assuring you that you are in safe hands when you choose to walk with us. Join our bandwagon today to get a taste of our services, by giving us a call and we will earnestly attend to your needs. 

Conventional Home Loan 

Here at Prodigy Lending Home Loans, our main objective is to offer our clients the best but affordable mortgage. One of the home loan programs that you can buy from us is the conventional home loan. The good thing with our conventional home loan is that we do not charge any lender fees. In addition, the home loan program charges very low rates, which goes a long way in helping you save. As if that is not enough, you can choose from 30, 20, 15, or 10 years term conventional loan. 

FHA Home Loan 

In case you have been trying to find an affordable home loan program, then you need to give our FHA loan a thought. This is because it attracts very low-interest rates, which helps you save. In addition, the home loan program requires you to pay a mere 3.5% of the amount you are applying for as a down payment. As if that is not enough, our Federal Housing Administration home loan program has lenient guidelines for those applying, which makes it easily accessible. You can therefore never go wrong by buying our FHA home loan. 

VA and USDA Home Loan 

Here at Prodigy Lending Home Loans, we do not discriminate on our clients. That is the reason why we offer VA home loans to veterans while the USDA loan goes to low and middle-income earners who live in rural areas. Both of these home loan programs offer 100% financing, and therefore you do not have to worry about a lack of funds. In addition, they attract low rates and mortgage insurance costs, thus helping you save. When applying for the USDA home loan, we do not require you to pay any down payment.

Please contact us if you have any questions!

We also service the following zip codes and surrounding areas:
78613, 78626, 78627, 78628, 78630, 78634, 78641, 78642, 78646, 78651, 78653, 78660, 78664, 78673, 78674, 78680, 78681, 78682, 78683, 78691, 78717, 78723, 78726, 78727, 78728, 78729, 78730, 78731, 78732, 78733, 78734, 78750, 78751, 78752, 78753, 78754, 78756, 78757, 78758, 78759, Round Rock TX, Mc Neil TX, Austin TX, Cedar Park TX, Pflugerville TX, Leander TX, Georgetown TX, Hutto TX, Weir TX, Walburg TX, Manor TX, Liberty Hill TX

View a map of our services areas:

Visit our Google Site!

Mortgage Lenders In Austin Texas Catering To FHA Loans And First Time Home Buyer Programs