First Time Home Buyer Austin

The High-flying First Time Home Buyer Assistance, Mortgage Consultant & Home Loan Specialist In Pflugerville, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 01/20/2020 and subject to change without notice."

Best Mortgage Rates in Pflugerville Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about the loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Prodigy Lending Home Loans In Pflugerville, Texas


The prices of properties are skyrocketing at astonishing speed in Pflugerville. However, this should never curtail you as all you need is to apply for a home loan program. we here at Prodigy Lending Home Loans offers different types of home loans, as we burn candles at both ends to ensure that we satisfy all the needs of our clients. We take great pride in being the leading lending company in the city, which has been brought about by our top-notch services and products. You can, therefore, trust us in providing you with the best mortgage that you can never find anywhere else in the country. With the mortgage professionals that we have within our team, you can never go wrong by choosing us to be your lender. Join our bandwagon today by giving us a call or walk through our doors and we will gladly help you. 

Conventional Home Loan 

A conventional home loan is one of the many home loan programs that we offer here at Prodigy Lending Home Loans. We take great pride in offering the conventional home loan that is not only very affordable due to the low-interest costs and mortgage insurance, but also the low down payment of 3% that it attracts. In addition, we do not charge any lender fees for our conventional home loan. This, in turn, goes a long way in helping you save on your resources, which you can use for other errands

FHA Home Loan 

Another home loan program that we are known for here at Prodigy Lending Home Loans. Our FHA home loan speaks for itself, owing to the low-interest rates that it attracts, which help our clients to save on their finances. In addition, this home loan program has lenient requirements for one to qualify, which makes it very easy to qualify. This, therefore, means that in case you have a high debt to income ratio, you still stand a chance of qualifying for the loan, as we never want to discriminate on anyone here at Prodigy Lending Home Loans. 

VA and USDA Home Loan 

Here at Prodigy Lending Home Loans, we also cater for the veterans and low-income earners, by offering them with VA and USDA home loans respectively. The good thing with the two home loan programs is that they attract very low-interest rates and mortgage insurance costs, thus helping you save. In addition, they also offer you with 100% financing of buying your first home in Pflugerville. To cap it off, the VA and USDA home loans have very lenient guidelines, thus becoming one of the home loan programs that are easy to qualify and get.

Please contact us if you have any questions!

We also service the following zip codes and surrounding areas:
73301, 73344, 76574, 78613, 78615, 78626, 78627, 78630, 78634, 78641, 78646, 78651, 78653, 78660, 78664, 78680, 78681, 78682, 78683, 78691, 78701, 78702, 78703, 78704, 78705, 78708, 78709, 78710, 78711, 78712, 78713, 78714, 78715, 78716, 78717, 78718, 78720, 78721, 78722, 78723, 78724, 78726, 78727, 78728, 78729, 78730, 78731, 78735, 78742, 78746, 78750, 78751, 78752, 78753, 78754, 78755, 78756, 78757, 78758, 78759, 78760, 78761, 78762, 78763, 78764, 78765, 78766, 78767, 78768, 78769, 78772, 78773, 78774, 78778, 78779, 78780, 78781, 78783, 78785, 78786, 78788, 78789, 78799, Pflugerville TX, Austin TX, Round Rock TX, Mc Neil TX, Hutto TX, Manor TX, Cedar Park TX, Georgetown TX, Coupland TX, Taylor TX, Leander TX

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Mortgage Lenders In Austin Texas Catering To FHA Loans And First Time Home Buyer Programs