First Time Home Buyer Austin

The Diligent First Time Home Buyer Assistance, Home Loan Specialist & Able Mortgage Lender In McNeil, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 01/20/2020 and subject to change without notice."

Best Mortgage Rates in McNeil Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Prodigy Lending Home Loans In McNeil, Texas

In case you have been wanting to refinance your existing loan, consolidate your debts, or buy your first home in McNeil, then it is about time you choose a highly reputable and experienced lender to hold your hand. We here at Prodigy Lending Home Loans are just what you have been looking for. We are committed to ensuring that we put a smile on the faces of our clients, after seeing the award-winning services and products that we are known for. We fully understand how important a good mortgage is to our clients, and we do all that is within our powers to provide them with what they need. Once you contact us, our professional mortgage experts will lend you their ear and tailor a mortgage package for you that fits your bill. Do not, therefore, hesitate to give us a call or walking through our doors, as we are ready to help. 

Conventional Home Loan 

One of the many home loan programs that we offer here at Prodigy Lending Home Loans is the conventional home loan. This home loan program has built a name for itself, owing to the low-interest rates and mortgage insurance costs than it attracts. This, therefore, helps you to save your resources, which you could use to run other errands. In addition, the conventional home loan demands a low 3% down payment and we do not charge for the lender fees, much to your delight. 

FHA Home Loan 

The Federal Housing Administration or FHA home loan as it is commonly known is another popular home loan program that we offer here at Prodigy Lending Home Loans. The good thing with this home loan is that it attracts very low-interest rates, which helps you to save. In addition, the FHA home loan has very lenient guidelines that you need to meet in order to qualify, which makes it easily accessible. In case, therefore, you have a bad financial record or high debt to income ratio, you can still qualify for the home loan program; provided that you show signs that you are correcting your financial situation. 

VA and USDA Home Loan 

Here at Prodigy Lending Home Loans, we have the interests of our clients at heart. That is why we work our fingers to the bone, to provide both VA and USDA home loans to veterans and low-income earners respectively. Our VA and USDA home loans are not only easily accessible owing to their lenient guidelines, but also affordable if the interest rates and mortgage insurance costs that they attract are anything to go by. The USDA home loan is specifically very popular, as it does not require you to pay any down payment.

Feel free to contact us for more pieces of information!

We also service the following zip codes and surrounding areas:
73301, 73344, 78613, 78626, 78627, 78628, 78630, 78634, 78641, 78642, 78646, 78651, 78653, 78660, 78664, 78673, 78674, 78680, 78681, 78682, 78683, 78691, 78703, 78705, 78708, 78709, 78710, 78711, 78712, 78713, 78714, 78715, 78716, 78717, 78718, 78720, 78722, 78723, 78724, 78726, 78727, 78728, 78729, 78730, 78731, 78732, 78733, 78734, 78746, 78750, 78751, 78752, 78753, 78754, 78755, 78756, 78757, 78758, 78759, 78760, 78761, 78762, 78763, 78764, 78765, 78766, 78767, 78768, 78769, 78772, 78773, 78774, 78778, 78779, 78780, 78781, 78783, 78785, 78786, 78788, 78789, 78799, Mc Neil TX, Round Rock TX, Austin TX, Pflugerville TX, Cedar Park TX, Hutto TX, Georgetown TX, Leander TX, Manor TX, Weir TX, Walburg TX, Liberty Hill TX

View a map of our services areas:

Visit our Google Site!

Mortgage Lenders In Austin Texas Catering To FHA Loans And First Time Home Buyer Programs