First Time Home Buyer Austin

The Experienced Home Loan Lender, Time Home Buyer Program & Down Payment Assistance In Manor, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 06/05/2020 and subject to change without notice."

Best Mortgage Rates in Manor Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Prodigy Lending Home Loans In Manor, Texas


Owing to a large number of leading companies in Manor, choosing the one to get your mortgage in order to by your first home can make you be between the devil and the deep blue sea. We here at Prodigy Lending Home Loans are not your normal lending company, we have perfected our art owing to the 17 years that we have been in business. We have within our team one of the best minds when it comes to financial and mortgage matters. You can, therefore, trust us in providing you with the best mortgage that you can never get anywhere else in the country. Once you opt to walk with us therefore, we will listen to what you need and use our expertise in the field to tailor for you just what you need. In case, therefore, you have been trying to find a lending company that can be trusted, then we are your ideal choice. 

Conventional Home Loan 

Our objective here at Prodigy Lending Home Loans is to always ensure that we satisfy our client’s needs. That is why we offer a wide range of home loan programs with competitive rates. One such type of home loan program is the conventional home loan. Here at Prodigy Lending Home Loans, we have ensured that all our home loan programs charge low rates, in order to be affordable to our clients. In addition, we do not charge any lender fees for our conventional home loan, thus helping you save. 

FHA Home Loan 

Another home loan program that is very popular with our clients is the Federal Housing Administration loan. Our FHA home loan is not only easily accessible due to lenient guidelines, but also very affordable with the low-interest rates that it attracts. In case, therefore, you have a bad credit score, financial history or a high debt to income ratio, yo8u should not panic as you can still qualify for our FHA home loan. All you will need to do is pay the 3.5% down payment, apply for the loan, and we will review your application in earnest. 

VA and USDA Home Loan 

In case you are a veteran or low-income earner, you have a very big advantage when it comes to applying for our home loans. This is because we offer VA and USDA home loans, which are specifically tailored for veterans and low-income earners respectively. What makes the two home loans to stand out is their 100% financing, which caters to all your needs. In addition, the two home loans have lenient guidelines, thus easing the process of qualification. To cap it off, they also attract low-interest rates and mortgage insurance, thus helping you save. 

Please contact us if you have any questions!

We also service the following zip codes and surrounding areas:
73301, 73344, 78615, 78617, 78621, 78634, 78651, 78653, 78660, 78664, 78680, 78681, 78682, 78683, 78691, 78701, 78702, 78703, 78704, 78705, 78708, 78709, 78710, 78711, 78712, 78713, 78714, 78715, 78716, 78717, 78718, 78719, 78720, 78721, 78722, 78723, 78724, 78725, 78727, 78728, 78729, 78731, 78741, 78742, 78744, 78745, 78751, 78752, 78753, 78754, 78755, 78756, 78757, 78758, 78759, 78760, 78761, 78762, 78763, 78764, 78765, 78766, 78767, 78768, 78769, 78772, 78773, 78774, 78778, 78779, 78780, 78781, 78783, 78785, 78786, 78788, 78789, 78799, Manor TX, Austin TX, Pflugerville TX, Elgin TX, Coupland TX, Round Rock TX, Hutto TX, Del Valle TX, Mc Neil TX

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Mortgage Lenders In Austin Texas Catering To FHA Loans And First Time Home Buyer Programs