First Time Home Buyer Austin

The Knowledgeable Mortgage Specialist, Skilled Home Loan Lender & First Time Home Buyer Assistance In Leander, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 01/23/2020 and subject to change without notice."

Best Mortgage Rates in Leander Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Prodigy Lending Home Loans In Leander, Texas


Have you been looking for a lender in Leander who will help you not only finance the purchase of your new home, but also consolidate your debts as well as refinancing your existing loan? If yes, then you need not worry as we here at Prodigy Lending Home Loans are just what you have been looking for. We take great pride in being one of the leading lending companies in the country, owing to the top-notch services and products that we here at offers to our clients. We have within our team one of the best minds when it comes to mortgage and home loan programs, who work their fingers to the bone in order to satisfy all their needs. Whenever you choose to walk with us, you do not do so just by chance you do so because you want to get the best mortgage. 

Conventional Home Loan 

One of the home loan programs that we here at Prodigy Lending Home Loans are known for is the conventional home loan. What sets our conventional home loan apart from the rest is the low down payment of 3% that it demands. In addition, the home loan program attracts low-interest rates and mortgage insurance which helps you to save on your money. As if that is not enough, we offer conventional home loans with flexible terms of 30, 20, 15, or 10 years thus giving you the chance to choose the one that best suits your interests. 

FHA Home Loan 

Another home loan program that we offer here at Prodigy Lending Home Loans is the Federal Housing Administration. In case you want an affordable home loan, then the FHA home loan is what you have been looking for. This is because the home loan attracts very low-interest rates which go a long way in helping you save. As if that is not enough, the FHA home loan has very lenient guidelines that you need to surpass in order to qualify. This, therefore, makes the FHA home loan one of the easily accessible home programs. 

VA and USDA Home Loan 

Here at Prodigy Lending Home Loans, we also offer VA and USDA home loans which are meant for veterans and middle and low-income earners respectively. The two home loans offer 100% financing and therefore you do not need to worry about insufficient funds. In addition, they demand lenient guidelines for one to qualify. To cap it off, the VA and USDA home loan attracts very low rates thus enabling you to save. The USDA home loan is particularly very affordable and effective, as you do not need to pay any down payments. 

Please contact us if you have any questions!

We also service the following zip codes and surrounding areas:
78605, 78613, 78626, 78627, 78628, 78630, 78641, 78642, 78645, 78646, 78651, 78660, 78664, 78669, 78680, 78681, 78682, 78683, 78691, 78717, 78726, 78727, 78728, 78729, 78730, 78731, 78732, 78734, 78738, 78750, 78752, 78753, 78754, 78757, 78758, 78759, Leander TX, Cedar Park TX, Austin TX, Round Rock TX, Mc Neil TX, Liberty Hill TX, Georgetown TX, Spicewood TX, Pflugerville TX, Bertram TX
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Mortgage Lenders In Austin Texas Catering To FHA Loans And First Time Home Buyer Programs