First Time Home Buyer Austin

The Expert Mortgage Consultant, First Time Home Buyer Program & Lending Company In Driftwood, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 01/20/2020 and subject to change without notice."

Best Mortgage Rates in Driftwood Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Prodigy Lending Home Loans In Driftwood, Texas


Have you been looking for a lender in Driftwood who will help you not only finance the purchase of your new home, but also consolidate your debts as well as refinancing your existing loan? If yes, then you need not worry as we here at Prodigy Lending Home Loans are just what you have been looking for. We take great pride in being one of the leading lending companies in the country, owing to the top-notch services and products that we here at offers to our clients. We have within our team one of the best minds when it comes to mortgage and home loan programs, who work their fingers to the bone in order to satisfy all their needs. Whenever you choose to walk with us, you do not do so just by chance you do so because you want to get the best mortgage. 

Conventional Home Loan 

Here at Prodigy Lending Home Loans, we offer different home loan programs, in order to satisfy all the financial needs of our clients. Our conventional home loan is one of the most popular home loan programs amongst our clients, owing to the low down payment that it demands. All you need to have is 3% of the amount you are applying for. In addition, this home loan program attracts low-interest rates and mortgage insurance costs, thus helping you save. To cap it off, we do not charge any lender fees for conventional home loans. 

FHA Home Loan 

Another home loan program that is very popular with our clients is the Federal Housing Administration loan. Our FHA home loan is not only easily accessible due to lenient guidelines, but also very affordable with the low-interest rates that it attracts. In case, therefore, you have a bad credit score, financial history or a high debt to income ratio, yo8u should not panic as you can still qualify for our FHA home loan. All you will need to do is pay the 3.5% down payment, apply for the loan, and we will review your application in earnest. 

VA and USDA Home Loan 

Here at Prodigy Lending Home Loans, we also cater for the veterans and low-income earners, by offering them with VA and USDA home loans respectively. The good thing with the two home loan programs is that they attract very low-interest rates and mortgage insurance costs, thus helping you save. In addition, they also offer you with 100% financing of buying your first home in Driftwood. To cap it off, the VA and USDA home loans have very lenient guidelines, thus becoming one of the home loan programs that are easy to qualify and get. 

Please contact us if you have any questions!


We also service the following zip codes and surrounding areas:
78610, 78619, 78620, 78623, 78640, 78652,78656, 78676, 78735, 78736, 78737, 78739, 78745, 78746, 78748, 78749, Driftwood TX, Austin TX, Wimberley TX, Dripping Springs TX, Manchaca TX, Buda TX, Kyle TX, Fischer TX, Maxwell TX

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Mortgage Lenders In Austin Texas Catering To FHA Loans And First Time Home Buyer Programs