First Time Home Buyer Austin

The Able Mortgage Lender, First Time Home Buyer Program & Home Loan Down Payment Assistance In Del Valle, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 01/25/2020 and subject to change without notice."

Best Mortgage Rates in Del Valle Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about the loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

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    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Prodigy Lending Home Loans In Del Valle, Texas

As a first time home buyer in Del Valle, you will be the perfect prey for fraudsters in the market. That is why you need to give the lender to go with food of thought so that your finances do not go to hell in a handbasket. Here at Prodigy Lending Home Loans, we fully understand how important it is to get the perfect mortgage plan for your needs. That is why we work around the clock to ensure that we put a smile on the faces of our clients, as we hold them in high regard. We do not just offer you a home loan that you need, we do try to establish a long term relationship with you. Therefore, once you contact us, our mortgage professionals will listen to what you need, and tailor for you the perfect package. 

Conventional Home Loan 

Here at Prodigy Lending Home Loans, our sole mandate has, for the past 17 years that we have been in business, been to offer high-quality services while satisfying our clients. That is why we offer a wide range of home loan programs conventional home loans being one of them. Our conventional home loan goes far and beyond in helping you save, owing to the low-interest rate, down payment, and mortgage insurance costs than it attracts. In a bid to ensure that we cater to all the needs of our clients, we do offer this home loan with different terms. 

FHA Home Loan 

Another home loan that is very popular amongst our clients is the Federal Housing Administration. This home loan program builds a name for itself, owing to the lenient guidelines that it demands one to qualify. This, therefore, makes it one of the home loan programs that are very easy to qualify. In addition, the home loan attracts very low-interest rates, thus helping you to save on your resources. With a down payment of 3.5% that the FHA home loan demands, you should never have any excuse as to why you do not own a home in Del Valle. 

VA and USDA Home Loan 

Here at Prodigy Lending Home Loans, we strive to ensure that we cater to all the needs of our clients. That is why we offer VA and USDA home loans which are specifically tailored for veterans and low and middle-income earners respectively. What sets these two home loans apart from the rest is their 100% financing as well as the low-interest rates and mortgage insurance costs than it attracts. This, in turn, helps you to save on your money. It is worth noting that the USDA home loan goes a long way in down payment assistance, as it does not require you to pay.

Feel free to contact us if you have any questions!

We also service the following zip codes and surrounding areas:
73301, 73344, 78610, 78612, 78617, 78640, 78652, 78653, 78662, 78701, 78702, 78703, 78704, 78705, 78708, 78709, 78710, 78711, 78712, 78713, 78714, 78715, 78716, 78718, 78719, 78720, 78721, 78722, 78723, 78724, 78725, 78730, 78731, 78733, 78735, 78739, 78741, 78742, 78744, 78745, 78746, 78747, 78748, 78749, 78751, 78752, 78753, 78754, 78755, 78756, 78757, 78760, 78761, 78762, 78763, 78764, 78765, 78766, 78767, 78768, 78769, 78772, 78773, 78774, 78778, 78779, 78780, 78781, 78783, 78785, 78786, 78788, 78789, 78799, Del Valle TX, Austin TX, Cedar Creek TX, Buda TX, Manchaca TX, Manor TX, Kyle TX, Red Rock TX

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Mortgage Lenders In Austin Texas Catering To FHA Loans And First Time Home Buyer Programs