First Time Home Buyer Austin

The Dynamic First Time Home Buyer Program, Mortgage Company & Home Loan Specialist In Buda, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/17/2019 and subject to change without notice."

Best Mortgage Rates in Buda Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

 

Prodigy Lending Home Loans In Buda, Texas

 

Have you been looking for the perfect lender in Buda, so that they can help you purchase your first home, consolidate your debts, or refinance an existing loan? If yes, then you are on the right track. We here at Prodigy Lending Home Loans are the leading lending company in the city, owing to the high-quality services and products that we offer. We have over the past 17 years that we have been in existence, helped hundreds of thousands of clients in getting the perfect mortgage. You can therefore never go wrong by choosing to walk with us as our highly trained and experienced mortgage experts will work their fingers to the bone, in order to ensure that your needs are met. Therefore, do not hesitate to give us a call or walking through our doors, as we are ready and willing to help you actualize your American dream. 

Conventional Home Loan 

Owing to the vast clients that we have here at Prodigy Lending Home Loans, we do offer different types of home loans, in a bid to satisfy all our clients. One of the home loans that we have specialized in is the conventional home loan. this home loan program is not only very affordable due to the low-interest rates and mortgage insurance that it attracts but also flexible, as we offer different conventional home loan with different timelines of 30, 20, 15 and 10 years, thus giving you the freedom of choosing the one that best suits you. 

FHA Home Loan 

Another home loan program that we here at Prodigy Lending Home Loans are known for is the Federal Housing Administration home loan. What sets this home loan apart from the rest is its lenient guidelines that it requires, for you to qualify. This, therefore, means that in case you have a bad credit score of high debt to income ratio, you can still qualify for the loan provided that you prove that you are correcting your financial situation. In addition, the FHA home loan is very affordable, as it attracts very low-interest rates. 

VA and USDA Home Loan 

In case you are a veteran or low-income earner living in rural areas, we here at Prodigy Lending Home Loans have tailored for you the best home loan programs that suit your interest. The good thing with both home loans is that they offer 100% financing as well as attract very low rates and mortgage insurance costs, thus enabling you to save. In addition, they have lenient guidelines that you need to surpass in order to qualify. The USDA home loan is particularly very popular amongst our clients, as we do not ask for any down payment for the home loan. 

Please contact us if you have any questions!

 

 

 

Mortgage Lenders In Austin Texas Catering To FHA Loans And First Time Home Buyer Programs