First Time Home Buyer Austin

The Professional First Time Home Buyer Assistance, Home Buyer Consultant & Mortgage Company In Austin, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/17/2019 and subject to change without notice."

Best Mortgage Rates in Austin Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

 

Prodigy Lending Home Loans In Austin, Texas

 

In case you want to buy your first home in Austin, it is incumbent upon you to make sure that you get the finances from a reputable source, as choosing the wrong lender would make things go to hell in a handbasket.

We here at Prodigy Lending Home Loans have been in this scene for over 17 years, which speaks volumes about our commitment to helping our clients buy their homes. We have within our team one of the best mortgage minds in the country, who burn candles at both ends to ensure that your mortgage needs are met. You can trust us in providing you with the home loan program that best suits your interests. We offer a large number of home loan programs, thus giving you the chance to make a choice of going for the one that best suits your interests. 

Conventional Home Loan 

One of the home loan programs that we here at Prodigy Lending Home Loans offer is the conventional home loan. All the down payment that you need to pay to get this home loan is 3%, which is very low as compared to other home loans. In addition, our conventional home loans attract very low-interest rates as well as mortgage insurance, which go a long way in helping you save. With the different terms of our conventional home loan, you can be able to choose the package that best suits your needs. 

FHA Home Loan 

Here at Prodigy Lending Home Loans, we also offer the Federal Housing Administration home loan or FHA home loan as it is popularly known. Our FHA home loan beats all odds by being one of the easily accessible home loans in the country, owing to its lenient guidelines.

You do not have to worry about your high debt to income ratio or low credit score, as you can qualify for our FHA home loan. In addition, this home loan attracts low-interest rates which help you to save your money. All the down payment that you will have to pay is 3.5%. 

VA and USDA Home Loan 

We also offer VA and USDA home loans, which are loans that are specifically tailored for veterans and low-income earners respectively. The good thing with the two home loan programs is that they offer 100% financing while charging very low-interest rates as well as mortgage insurance costs.

Therefore, this makes them one of the most affordable home loans that we offer. In addition, the two home loan programs have very lenient guidelines that ease the process of qualification. It is worth noting that the USDA home loan gives you down payment assistance, as it doesn’t need any down payment. 

Please contact us if you have any questions!

 

 

Mortgage Lenders In Austin Texas Catering To FHA Loans And First Time Home Buyer Programs