First Time Home Buyer Austin

The Skilled Mortgage Lender, Professional Home Loan Consultant & First Time Home Buyer Program In Manchaca, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 01/25/2020 and subject to change without notice."

Best Mortgage Rates in Manchaca Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about the loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
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  • Mortgage Rates are Updated Daily
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Prodigy Lending Home Loans In Manchaca, Texas


Are you a first time home buyer in Manchaca, but you do not have the pre-requisite finances to make your dream a reality? If yes, then you being on this page is a clear testament that you are on the right track. However, you will need to choose a fist time home buyer program that will help you with the finances you need. We here at Prodigy Lending Home Loans are the leading lending company in the country, owing to the award-winning services and products that we offer. You can therefore never go wrong by choosing us to be your mortgage partners, as we have your interests at heart. Once you have contacted us for our services and products, we will lend you our ears in order to understand what you need, and thereafter tailor for you the best mortgage plan. Therefore, contact us today as we are willing to help. 

Conventional Home Loan 

Here at Prodigy Lending Home Loans, we offer different home loan programs, in order to satisfy all the financial needs of our clients. Our conventional home loan is one of the most popular home loan programs amongst our clients, owing to the low down payment that it demands. All you need to have is 3% of the amount you are applying for. In addition, this home loan program attracts low-interest rates and mortgage insurance costs, thus helping you save. To cap it off, we do not charge any lender fees for a conventional home loan. 

FHA Home Loan 

Another home loan that has made inroads amongst our clients is the Federal Housing Administration home loan. This home loan program goes far and beyond in helping you save on your finances, owing to the low rates that it attracts. As if that is not enough, the FHA home loan is one of the easily accessible home loans that we offer, owing to its lenient guidelines. In case, therefore, you have a low credit score or high debt to income ratio, all is not lost as you can still qualify for the home loan. 

VA and USDA Home Loan 

In case you are a veteran or low and middle-income earner and you have been g=having dreams of owning a home in Manchaca, then all you need is to apply for VA and USDA home loan respectively. The two home loan programs offer you 100% financing and therefore you can trust it in financing all that you need. In addition, they have lenient guidelines, which ease the qualification process. As if that is not enough, both VA and USDA home loans attract very low-interest rates, thus helping you save. The USDA home loan does not demand any down payment. 

Please contact us if you have any questions!

We also service the following zip codes and surrounding areas:
73301, 73344, 78610, 78617, 78619, 78640, 78652, 78701, 78702, 78703, 78704, 78705, 78708, 78709, 78710, 78711, 78712, 78713, 78714, 78715, 78716, 78718, 78719, 78720, 78721, 78722, 78723, 78724, 78725, 78731, 78733, 78735, 78736, 78737, 78738, 78739, 78741, 78742, 78744, 78745, 78746, 78747, 78748, 78749, 78751, 78752, 78755, 78756, 78760, 78761, 78762, 78763, 78764, 78765, 78766, 78767, 78768, 78769, 78772, 78773, 78774, 78778, 78779, 78780, 78781, 78783, 78785, 78786, 78788, 78789, 78799, Manchaca TX, Austin TX, Buda TX, Kyle TX, Driftwood TX, Del Valle TX

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Mortgage Lenders In Austin Texas Catering To FHA Loans And First Time Home Buyer Programs